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3.194.0 release notes

  1. ⚠️ Breaking changes
    1. The POST /public-api/resources/users/v1.0/{user}/payment-methods endpoint now enforces user verification before a payment method can be added. Requests for users who have not completed their profile, verified their email address, or verified their phone number will now return a 422 response with a corresponding message ("Please complete your profile before adding a payment method.", "Please verify your email address before adding a payment method.", or "Please verify your phone number before adding a payment method."). Consumers must ensure the target user meets these preconditions before calling this endpoint.